I am re-locating to Pune for my new job and was initially looking for housing on rent, near Kalayani Nagar or Viman Nagar. Surprised to see that the rentals are top of the roof, Rs 40,000 for 3BHK (un-furnished), Kitchen without cabinets, no wardrobes... this was really shocking as I am moving from Bangalore and people as well as online posts said that Pune is cheaper than Bangalore, but really not, I didn't find any difference in cost.
After searching a lot and not able to find a flat in budget that I was looking for, I decided to take up a un-construction flat.
The flat building is approved by SBI for loan, so they were the first choice for Home Loan. I also applied at HDFC to be on the safer side.
Loan Applying process